What does it cost?
£0 monthly account feeOrdinary UK payments in and out are free. Cash deposits cost 0.7%, minimum £3, through the Post Office. Other services can have charges.
What is useful about it?
- Free ordinary UK bank payments
- Mobile and web access
- Accounting integrations including Xero, QuickBooks and FreeAgent
Who can apply?
UK sole traders and eligible UK limited companies or LLPs use their relevant account route. Residence, ownership and industry restrictions apply; approval is assessed individually.
Use the provider’s current criteria and identity checks. An application is a request for an account, not a guarantee of acceptance.
How is your money protected?
Starling Bank is a UK bank. Eligible deposits are covered by FSCS up to £120,000 per eligible depositor under its banking licence. Shared personal/business eligibility and aggregation rules matter.
What should you check?
Cash deposits are chargeable. Check international-payment costs, access permissions and your structure before applying.
Work out the cost using your actual payment volume and ask your accountant which integrations fit. Confirm the legal provider, tariff and account features in the terms you are offered.
Affiliate programme status
An accountant referral route exists; we have not verified an open general publisher commission programme. This comparison is included on editorial merit.
SellerBundle has no approved referral URL connected for this provider. The button currently opens the direct provider site.
Where we checked the details
Primary sources checked 11 October 2026. Rules, prices and eligibility can change. Confirm current terms with the official service.