Costs & cash / UK Business / UK · individuals with eligible trading income

£3,000 trading allowance announced: put April 2027 in your diary.

The Budget proposes increasing the trading allowance from £1,000 to £3,000 from 6 April 2027, alongside the trading-income Self Assessment reporting threshold. It is a future change announced on 28 October, not a new limit to apply to today’s sales.

Source published 28 Oct 2026 · Effective / planned date 6 Apr 2027

The Chancellor speaking at an HM Treasury growth event in September 2026.Context photo
Context photo: the Chancellor at HM Treasury’s Growth Speech on 7 September 2026. Not a photograph of the 28 October Budget or an indication of its measures. Crown copyright / HM Treasury · OGL 3.0. Official GOV.UK 712-pixel rendition cached for responsive web display; no scene changes.
Your next move

Keep current records and filing plans intact. Check how the proposed allowance fits your own income before using it.

THE SOURCED NEWS

The announcement and the start date

HMRC says the government will legislate through Finance Bill 2026–27. The relief concerns eligible trading and miscellaneous income for individuals; the published explanation refers to relevant income before expenses. It should not be described as a £3,000 profit allowance for every business.

The stated start date is 6 April 2027. The announcement does not itself remove a return already due or establish that a particular seller qualifies.

SELLERBUNDLE PRACTICAL ANALYSIS

SellerBundle: keep the sales trail tidy

Save your marketplace statements, direct-sale records and supporting paperwork in a consistent place. Make it possible to trace an order from the sale to the money received, including any refund. A clean record is useful whether you are testing a side business or building something bigger.

Keep a separate note of questions you need answered. For example, ask how the rules apply where you have more than one source of income, rather than assuming each selling account receives its own allowance.

SELLERBUNDLE PRACTICAL ANALYSIS

Plan ahead without changing the wrong year

Add the announced start date to your review calendar and keep it separate from the deadlines you are already working towards. If you use an accountant, send the official source with a short description of how you sell.

Before changing a filing decision, check the current HMRC guidance for your circumstances and the relevant tax year. A Budget headline is a starting point for that conversation, not an individual tax calculation.

GO TO THE ORIGINAL

Check the sources.

HMRC: Budget 2026 overview, section 1.5 ↗
Published 28 Oct 2026

This is an original SellerBundle explanation with practical editorial suggestions. Check current official terms and suitability before changing your business processes.

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